Morningstar Quantitative Ratings for Stocks are generated using an algorithm that compares companies that are not under analyst coverage to peer companies that do receive analyst-driven ratings.

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Possessive apostrophes show who or what owns something. The apostrophe goes in a different place depending on whether the owner is singular (one) or plural (more than one). Be careful with the word ...

Inverted commas are used to show direct speech. They are also known as speech marks. They are placed before and after the exact words a character says. “Shall we go to Grandpa’s house?” asked Sally.