The average Canadian typically starts taking their Canada Pension Plan (CPP) at around 65. And yet, this still leaves many choosing to take it earlier at 60, with far fewer delaying it until 70. In ...

Are you 60 or about to turn 60 and wondering whether now is the time to take Canada Pension Plan (CPP) benefits? Barring a few exceptional circumstances, the answer to that question is almost ...

Is there an upside to not wait until 65 to start your Canada Pension Plan (CPP)? The pension pegs the standard age to start payments at 65. A report by the Canadian Institute of Actuaries suggests ...

One of the most critical decisions you have to make as a Canadian retiree is when to start collecting your Canada Pension Plan (CPP) payments. You are eligible to receiving your CPP payments at the ...

If you start CPP earlier than 65, the payout is reduced by 7.2% for every year earlier you take it, to adjust for you drawing more payments over a longer retirement. If you start CPP or OAS later than ...

The Canada Pension Plan (CPP) plays a vital role in retirement planning, and deciding when to begin receiving benefits is a significant choice that can greatly influence your financial stability.

If you plan on taking your Canada Pension Plan (CPP) benefits early, you should know a few basic things before you pull the trigger. The Federal government generally recommends that Canadians take CPP ...

It’s human nature for Canadians to take their Canada Pension Plan benefits as soon as possible, according to behavioural economists. That’s because people tend to focus more on the present when making ...

A series of academic papers being rolled out by the National Institute on Ageing (NIA) has added fuel to the oft-argued case ...

Advisers should stop oversimplifying the decision about when Canadians should take their Canada Pension Plan (CPP) and Quebec Pension Plan (QPP) benefits and avoid using “problematic narratives” that ...

You may or may not be able to increase your CPP benefits, but you can always hold ETFs like iShares S&P/TSX Capped Composite Index Fund (TSX:XIC) in an RRSP. Have you ever noticed that Canada Pension ...