USDA loans are government-backed mortgages for borrowers buying in specific, eligible rural areas. These loans don't require a down payment, and they have fairly lenient credit score requirements.

Delegated underwriting and new borrower portal aim to speed closings, reduce friction, and expand access to credit without changing program rules The U.S. Department of Agriculture (USDA) is ...

USDA loans are good mortgages if you're buying in a rural area, have a low-to-moderate income, and want a no-down-payment ...

For homebuyers seeking a zero-down-payment mortgage, a USDA home loan is worth consideration. Although USDA rural development loans are often thought to be limited to farms, these loans are available ...